Abu Dhabi Islamic Bank

Personal Loans

ADIB Education Finance

Best for: Everyday banking

Quick verdict: Explore ADIB Education Finance Personal Loans. Compare eligibility, fees, rates, benefits and documents, then review official bank sources before choosing a…

Minimum salary
Annual fee
Cashback
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ADIB Education Finance image

Product details

What you need to know

What to check

Understand ADIB Education Finance

ADIB Education Finance is a personal loans product from Abu Dhabi Islamic Bank. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.

Published details

  • Salary Transfer Required: true
  • Sharia Compliant: true
  • Purpose: Education expenses
  • Maximum Tenor: 48 months
  • Maximum Salary Multiple: 20 times salary; 15 times for eligible Ministry of Defence and Armed Forces customers
  • First Payment Grace Period: Up to 210 days
  • Payment Postponement: Up to 2 per year, after 6 payments between postponements
  • Processing Fee: AED 1

Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.

Simple guide

Should you consider this?

Consider this if

  • You can verify salary with the bank
  • You want everyday banking benefits
  • You want an official source link
  • You prefer higher-confidence source data

Compare more if

  • ×You may carry unpaid balance month to month
  • ×You need confirmed eligibility
  • ×You need a different reward type

Source proof

Important fields with sources

FieldValueSourceConfidence
Source confidenceHighOfficial pageHigh
Last checkedRecently checkedOfficial pageHigh

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