Product details
What you need to know
What to check
Understand ADIB Debt Settlement
ADIB Debt Settlement is a personal loans product from Abu Dhabi Islamic Bank. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Salary Transfer Required: true
- Sharia Compliant: true
- Purpose: Eligible debt settlement
- Maximum Tenor: 48 months; up to 60 months for eligible Ministry of Defence and Armed Forces customers
- Maximum Salary Multiple: 20 times salary; 15 times for eligible Ministry of Defence and Armed Forces customers
- First Payment Grace Period: Up to 210 days
- Payment Postponement: Up to 2 per year, after 6 payments between postponements
- Processing Fee: AED 1
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |