Product details
What you need to know
What to check
Understand Upfront Interest Deposit
Upfront Interest Deposit is a fixed deposits product from Abu Dhabi Commercial Bank. Compare the rate for your exact amount and term, how returns are paid, and what happens if you withdraw early.
Published details
- Expected Profit Rate: Up to 2.80% per year
- Profit Distribution: Upfront on day one
- Interest Payment: Paid upfront on day 1 to the linked Current or Savings Account
- Early Withdrawal: Under 6 months: no interest and upfront interest is recovered; after 6 months: reduced-rate rules apply
- Eligibility: UAE nationals, residents and non-residents who first hold an ADCB Current, Savings or Call Account
- Currency: AED
- Partial Withdrawal Available:
- Premature Closure: No interest if closed before 6 months; prepaid interest is recovered. At 6 months or later, 1% p.a. less than the corresponding-tenor rate applies and the difference is recovered from the linked account.
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |