Product details
What you need to know
What to check
Understand ADCB Fixed Deposit Account
ADCB Fixed Deposit Account is a fixed deposits product from Abu Dhabi Commercial Bank. Compare the rate for your exact amount and term, how returns are paid, and what happens if you withdraw early.
Published details
- Expected Profit Rate: Up to 4.25% per year
- Tenor: 7 days to 10 years, depending on product and currency
- Interest Payment: At maturity
- Early Withdrawal: Lower of the actual-tenor or booked-tenor rate, reduced by 1% per year; no interest when held under 30 days
- Eligibility: UAE nationals, expatriates and non-residents
- Maximum Interest Rate: Up to 4.25% p.a.; rates are subject to change
- Overdraft Facility: Up to 90% of fixed-deposit value
- Interest Calculation: Annual simple interest; not compounded during the deposit term
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |