Product details
What you need to know
What to check
Understand ADIB Smart Account
ADIB Smart Account is a savings accounts product from Abu Dhabi Islamic Bank. Compare the minimum balance, interest or expected profit, payment frequency, withdrawal rules and account fees.
Published details
- Sharia Compliant: true
- Online Account: true
- Availability: Not available to new customers
- Minimum Balance For Profit: AED 1
- Actual Distributed Profit Rate June2026: AED 0.74
- Profit Calculation: Calculated monthly using the monthly average of daily closing balances and credited monthly
- Salary Transfer: Existing customers may transfer salary and participate in the ADIB Salary Bonus Programme
- Free Transfer Allowance: 1 domestic or international transfer per month
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |