Product details
What you need to know
What to check
Understand Emirates Islamic Home Finance
Emirates Islamic Home Finance is a home finance product from Emirates Islamic. Check the down payment, rate type, monthly payment, valuation, insurance, processing fees and total cost over the full term.
Published details
- Sharia Compliant: true
- Product Structure: Ijarah
- Maximum Finance To Value: 85% for UAE nationals; 80% for expatriates
- Minimum Down Payment: 15% for UAE nationals; 20% for expatriates
- Late Payment Donation: AED 735
- Early Settlement Fee: AED 1.05
- Maximum Tenure: 25 years / 300 months
- Profit Rate Type: Variable, or variable and fixed-rate variants
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |