Product details
What you need to know
What to check
Understand ADIB Home Finance
ADIB Home Finance is a home finance product from Abu Dhabi Islamic Bank. Check the down payment, rate type, monthly payment, valuation, insurance, processing fees and total cost over the full term.
Published details
- Sharia Compliant: true
- Maximum Finance Amount: AED 30,000,000
- Maximum Finance To Value: Up to 85% on the buy-a-house product
- Maximum Tenor: 300 months
- Kfs Fixed Profit Rate: Starting from 4.44%; after the fixed period, reverts to one-month EIBOR plus a 1.79% ADIB margin, subject to a 4.44% minimum
- Kfs Variable Profit Rate: One-month EIBOR plus a 1.79% ADIB margin, subject to a 4.44% minimum
- Buy A House Promotional Rate: 3.99% p.a. fixed for 3 years on the Buy a House product page; terms apply
- Buy A House Maximum Loan To Value: Up to 85% of property value
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |