Product details
What you need to know
What to check
Understand ADCB Standard Mortgage Loan
ADCB Standard Mortgage Loan is a home finance product from Abu Dhabi Commercial Bank. Check the down payment, rate type, monthly payment, valuation, insurance, processing fees and total cost over the full term.
Published details
- Variable Rate Range: 1-month or 3-month EIBOR plus 1.50% to 3.50%
- Hybrid Rate Range: Fixed 3.49% to 6.50%, then 3-month EIBOR plus 1.99% to 3.50%
- Processing Fee: AED 0.5
- Early Settlement: AED 30
- Property Insurance: 0.040% per year of property value
- Life Insurance: Monthly charge based on outstanding balance and selected insurer
- Maximum Finance To Value: Up to 85% for UAE nationals, 80% for expatriates, and 50% for non-residents
- Interest Rate From: 3.99% p.a.; page rate applies to Excellency and Emirati Excellency segments and the final rate varies by customer segment and profile
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |