Product details
What you need to know
What to check
Understand Emirates Islamic Investment Term Deposit
Emirates Islamic Investment Term Deposit is a fixed deposits product from Emirates Islamic. Compare the rate for your exact amount and term, how returns are paid, and what happens if you withdraw early.
Published details
- Sharia Compliant: true
- Existing Account Required: true
- Expected Profit Rate: AED 0.45
- Profit Payment: After the quarterly profit declaration
- Early Redemption: Savings-account profit rate applies and previously paid profit is recalculated
- Sharia Structure: Mudaraba or Wakala
- Expected Profit Rate Minimum And Tenor: Quoted at booking
- Profit Nature: Not fixed interest; actual profit depends on performance and product terms
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |