Product details
What you need to know
What to check
Understand SIB Smiles Visa Platinum Covered Card
SIB Smiles Visa Platinum Covered Card is a credit cards product from Sharjah Islamic Bank. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 0
- Card Network: Visa
- Foreign Transaction Fee: 2.5% of transaction amount, excluding Visa fees
- Standard Annual Fee: AED 0
- Supplementary Annual Fee: Free
- Card Replacement Fee: AED 78.75
- Commitment To Donate Fee: AED 236.25
- Additional Statement Fee: AED 47.25
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want miles, groceries, islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Annual fee | AED 0 | Official page | High |
| Network | Visa | Official page | High |
| FX fee | 2.5% of transaction amount, excluding Visa fees | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |