Card comparison

Amazon Platinum Covered Card vs 365 Cashback Credit Card vs Essential Cashback Credit Card vs Shukran ADCB Credit Card

Compare Amazon Platinum Covered Card from Emirates Islamic, 365 Cashback Credit Card from Abu Dhabi Commercial Bank, Essential Cashback Credit Card from Abu…

Side by side

Compare key facts

Amazon Platinum Covered Card card imageAmazon Platinum Covered CardEmirates Islamic365 Cashback Credit Card card image365 Cashback Credit CardAbu Dhabi Commercial BankEssential Cashback Credit Card card imageEssential Cashback Credit CardAbu Dhabi Commercial BankShukran ADCB Credit Card card imageShukran ADCB Credit CardAbu Dhabi Commercial Bank

Rewards

Reward details

Amazon Platinum Covered Card
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
Essential Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Shukran ADCB Credit Card
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee

Eligibility

Minimum Salary

Amazon Platinum Covered CardAED 5,000↓
365 Cashback Credit CardAED 8,000↑
Essential Cashback Credit CardAED 5,000↓
Shukran ADCB Credit CardAED 8,000↑

Salary Transfer Required

Amazon Platinum Covered CardNot listed
365 Cashback Credit CardNo
Essential Cashback Credit CardNo
Shukran ADCB Credit CardNo

Required Documents

Amazon Platinum Covered Card
  • Valid Emirates ID - Mandatory - A valid Emirates ID is required
  • Salary Certificate - Mandatory - Latest salary certificate or proof of income
  • Passport Copy - Mandatory - Copy of passport
  • Bank Statements - Last 3 months - Latest 3 months bank statements
365 Cashback Credit CardNot listed
Essential Cashback Credit Card
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate or Bank Statements - Proof of income - Latest 3 months bank statements or salary certificate
Shukran ADCB Credit Card
  • Valid ID - A valid Emirates ID or passport - Official product info indicates ID requirement
  • Proof of Income - Latest salary certificate or bank statements - Official documents required for eligibility

Fees and rates

Annual Fee

Amazon Platinum Covered CardAED 0
365 Cashback Credit CardFree
Essential Cashback Credit CardFree
Shukran ADCB Credit CardFree

Joining Fee

Amazon Platinum Covered CardNot listed
365 Cashback Credit CardNot listed
Essential Cashback Credit Cardfree
Shukran ADCB Credit CardNot listed

First Year Annual Fee

Amazon Platinum Covered CardAED 0•
365 Cashback Credit CardAED 0•
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardAED 0•

Foreign Transaction Fee

Amazon Platinum Covered Card2.34%↓
365 Cashback Credit Card2.99%•
Essential Cashback Credit Card2.99%•
Shukran ADCB Credit Card3.35%↑

APR

Amazon Platinum Covered Card44.28% APR•
365 Cashback Credit Card44.28% APR•
Essential Cashback Credit Card44.28% APR•
Shukran ADCB Credit Card44.28% APR•

Cash Advance Fee

Amazon Platinum Covered CardAED 3.15
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed

Cashback and rewards

Rewards

Amazon Platinum Covered Card
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
Essential Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Shukran ADCB Credit Card
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee

Headline cashback

Amazon Platinum Covered Card
  • Cashback
  • Enjoy unlimited cashback, and much more with the region's first Amazon card.
  • Lower-entry Amazon cashback card with cinema and lounge benefits.
  • The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
  • Up to Up to 6%
•
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
•
Essential Cashback Credit Card
  • 1% cashback on all purchasess
  • Up to AED 1000 cashback every month
  • 1% cashback on all purchases
  • Up to AED 70 cashback per month on movies tickets purchased online
  • Cashback on booking.com
  • Transform daily spends into cashback
↓
Shukran ADCB Credit Card
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • The Shukran ADCB Credit Card offers cashback, rewards, and exclusive benefits including movie tickets, hotel discounts, and purchase protection.
  • Up to 10%
↑

Welcome Bonus

Amazon Platinum Covered Card
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
Essential Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Shukran ADCB Credit Card
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee

Travel

Airport Lounge Access

Amazon Platinum Covered Card4 complimentary visits worldwide
365 Cashback Credit CardNot listed
Essential Cashback Credit Cardmentioned
Shukran ADCB Credit CardNot listed

Card Network

Amazon Platinum Covered CardMastercard
365 Cashback Credit CardVisa
Essential Cashback Credit CardVisa
Shukran ADCB Credit CardVisa

Card type

Sharia Compliant

Amazon Platinum Covered CardYes
365 Cashback Credit CardNo
Essential Cashback Credit CardNo
Shukran ADCB Credit CardNo

Islamic

Amazon Platinum Covered CardYes
365 Cashback Credit CardNo
Essential Cashback Credit CardNo
Shukran ADCB Credit CardNo

Other useful facts

Minimum Credit Limit

Amazon Platinum Covered CardNot listed
365 Cashback Credit CardAED 15,000↑
Essential Cashback Credit CardAED 3,000↓
Shukran ADCB Credit CardAED 15,000↑

APR

Amazon Platinum Covered Card44.28%•
365 Cashback Credit Card44.28%•
Essential Cashback Credit Card44.28%•
Shukran ADCB Credit Card44.28%•

Monthly purchase rate

Amazon Platinum Covered CardNot listed
365 Cashback Credit Card3.69%•
Essential Cashback Credit Card3.69%•
Shukran ADCB Credit Card3.69%•

Movie Benefit

Amazon Platinum Covered CardUp to 2 "Buy 1 Get 1" complimentary movie tickets every month
365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardBuy-One-Get-One free on movie tickets at Reel Cinemas

Airport Lounge Visits

Amazon Platinum Covered Card4
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed

Age Requirement

Amazon Platinum Covered Card18+
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed

Cashback

Amazon Platinum Covered Card
  • Cashback
  • Enjoy unlimited cashback, and much more with the region's first Amazon card.
  • Lower-entry Amazon cashback card with cinema and lounge benefits.
  • The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
  • Up to Up to 6%
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
Essential Cashback Credit Card
  • 1% cashback on all purchasess
  • Up to AED 1000 cashback every month
  • 1% cashback on all purchases
  • Up to AED 70 cashback per month on movies tickets purchased online
  • Cashback on booking.com
  • Transform daily spends into cashback
Shukran ADCB Credit Card
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • The Shukran ADCB Credit Card offers cashback, rewards, and exclusive benefits including movie tickets, hotel discounts, and purchase protection.
  • Up to 10%

Card Name

Amazon Platinum Covered CardAmazon Platinum Covered Card
365 Cashback Credit Card365 Cashback Credit Card
Essential Cashback Credit CardEssential Cashback Credit Card
Shukran ADCB Credit CardShukran ADCB Credit Card
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field Amazon Platinum Covered Card card imageAmazon Platinum Covered CardEmirates Islamic365 Cashback Credit Card card image365 Cashback Credit CardAbu Dhabi Commercial BankEssential Cashback Credit Card card imageEssential Cashback Credit CardAbu Dhabi Commercial BankShukran ADCB Credit Card card imageShukran ADCB Credit CardAbu Dhabi Commercial Bank
Rewards
Reward details
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee
Eligibility
Minimum Salary AED 5,000↓AED 8,000↑AED 5,000↓AED 8,000↑
Salary Transfer Required Not listedNoNoNo
Required Documents
  • Valid Emirates ID - Mandatory - A valid Emirates ID is required
  • Salary Certificate - Mandatory - Latest salary certificate or proof of income
  • Passport Copy - Mandatory - Copy of passport
  • Bank Statements - Last 3 months - Latest 3 months bank statements
Not listed
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate or Bank Statements - Proof of income - Latest 3 months bank statements or salary certificate
  • Valid ID - A valid Emirates ID or passport - Official product info indicates ID requirement
  • Proof of Income - Latest salary certificate or bank statements - Official documents required for eligibility
Fees and rates
Annual Fee AED 0FreeFreeFree
Joining Fee Not listedNot listedfreeNot listed
First Year Annual Fee AED 0•AED 0•Not listedAED 0•
Foreign Transaction Fee 2.34%↓2.99%•2.99%•3.35%↑
APR 44.28% APR•44.28% APR•44.28% APR•44.28% APR•
Cash Advance Fee AED 3.15Not listedNot listedNot listed
Cashback and rewards
Rewards
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee
Headline cashback
  • Cashback
  • Enjoy unlimited cashback, and much more with the region's first Amazon card.
  • Lower-entry Amazon cashback card with cinema and lounge benefits.
  • The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
  • Up to Up to 6%
•
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
•
  • 1% cashback on all purchasess
  • Up to AED 1000 cashback every month
  • 1% cashback on all purchases
  • Up to AED 70 cashback per month on movies tickets purchased online
  • Cashback on booking.com
  • Transform daily spends into cashback
↓
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • The Shukran ADCB Credit Card offers cashback, rewards, and exclusive benefits including movie tickets, hotel discounts, and purchase protection.
  • Up to 10%
↑
Welcome Bonus
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
  • Cashback
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • Low fee
Travel
Airport Lounge Access 4 complimentary visits worldwideNot listedmentionedNot listed
Card Network MastercardVisaVisaVisa
Card type
Sharia Compliant YesNoNoNo
Islamic YesNoNoNo
Other useful facts
Minimum Credit Limit Not listedAED 15,000↑AED 3,000↓AED 15,000↑
APR 44.28%•44.28%•44.28%•44.28%•
Monthly purchase rate Not listed3.69%•3.69%•3.69%•
Movie Benefit Up to 2 "Buy 1 Get 1" complimentary movie tickets every monthBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemasNot listedBuy-One-Get-One free on movie tickets at Reel Cinemas
Airport Lounge Visits 4Not listedNot listedNot listed
Age Requirement 18+Not listedNot listedNot listed
Cashback
  • Cashback
  • Enjoy unlimited cashback, and much more with the region's first Amazon card.
  • Lower-entry Amazon cashback card with cinema and lounge benefits.
  • The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
  • Up to Up to 6%
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
  • 1% cashback on all purchasess
  • Up to AED 1000 cashback every month
  • 1% cashback on all purchases
  • Up to AED 70 cashback per month on movies tickets purchased online
  • Cashback on booking.com
  • Transform daily spends into cashback
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • The Shukran ADCB Credit Card offers cashback, rewards, and exclusive benefits including movie tickets, hotel discounts, and purchase protection.
  • Up to 10%
Card Name Amazon Platinum Covered Card365 Cashback Credit CardEssential Cashback Credit CardShukran ADCB Credit Card

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashback*RewardsNetwork Details
Amazon Platinum Covered Card product image Amazon Platinum Covered CardCashback · Lounge · Travel Emirates Islamic AED 0AED 5,00044.28% APR
  • Cashback
  • Enjoy unlimited cashback, and much more with the region's first Amazon card.
  • Lower-entry Amazon cashback card with cinema and lounge benefits.
  • The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
  • Up to Up to 6%
Cashback iconLounge iconTravel iconCinema iconIslamic iconLow fee iconMastercard Details
365 Cashback Credit Card product image 365 Cashback Credit CardCashback · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 8,00044.28% APR
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
Cashback iconLounge iconDining iconGroceries iconFuel iconTravel iconCinema iconIslamic iconVisa Details
Essential Cashback Credit Card product image Essential Cashback Credit CardCashback · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 5,00044.28% APR
  • 1% cashback on all purchasess
  • Up to AED 1000 cashback every month
  • 1% cashback on all purchases
  • Up to AED 70 cashback per month on movies tickets purchased online
  • Cashback on booking.com
  • Transform daily spends into cashback
Cashback iconLounge iconDining iconTravel iconCinema iconIslamic iconLow fee iconVisa Details
Shukran ADCB Credit Card product image Shukran ADCB Credit CardCashback · Lounge · Travel Abu Dhabi Commercial Bank FreeAED 8,00044.28% APR
  • Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
  • The Shukran ADCB Credit Card offers cashback, rewards, and exclusive benefits including movie tickets, hotel discounts, and purchase protection.
  • Up to 10%
Cashback iconLounge iconTravel iconCinema iconIslamic iconLow fee iconVisa Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

Important

UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.

Side by side

Comparison table

Select up to four products above.

Check before you apply

UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.