Card comparison

ADIB Visa Cashback Card vs 365 Cashback Credit Card vs SIB Smiles World Mastercard vs Switch Cashback Credit Card

Compare ADIB Visa Cashback Card from Abu Dhabi Islamic Bank, 365 Cashback Credit Card from Abu Dhabi Commercial Bank, SIB Smiles World Mastercard from…

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Compare key facts

ADIB Visa Cashback Card card imageADIB Visa Cashback CardAbu Dhabi Islamic Bank365 Cashback Credit Card card image365 Cashback Credit CardAbu Dhabi Commercial BankSIB Smiles World Mastercard card imageSIB Smiles World MastercardSharjah Islamic BankSwitch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates Islamic

Rewards

Reward details

ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
SIB Smiles World Mastercard
  • 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
  • 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
  • 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
  • 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
  • Cashback
  • Miles
  • Lounge
  • Groceries
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining

Eligibility

Minimum Salary

ADIB Visa Cashback CardAED 5,000↓
365 Cashback Credit CardAED 8,000•
SIB Smiles World MastercardAED 5,000↓
Switch Cashback Credit CardAED 10,000↑

Salary Transfer Required

ADIB Visa Cashback CardNot listed
365 Cashback Credit CardNo
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed

Required Documents

ADIB Visa Cashback Card
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
365 Cashback Credit CardNot listed
SIB Smiles World Mastercard
  • Application form
  • Passport and Emirates ID copy
  • Valid residence visa for expatriates
  • Proof of income
  • Bank statement
  • Valid trade license for self-employed applicants
  • Memorandum of association / partnership agreement / power of attorney where applicable
Switch Cashback Credit Card
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements

Fees and rates

Annual Fee

ADIB Visa Cashback CardAED 99↓
365 Cashback Credit CardFree
SIB Smiles World MastercardAED 525↑
Switch Cashback Credit CardAED 313.95•

First Year Annual Fee

ADIB Visa Cashback CardNot listed
365 Cashback Credit CardAED 0•
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardAED 0•

Foreign Transaction Fee

ADIB Visa Cashback CardNot listed
365 Cashback Credit Card2.99%↑
SIB Smiles World Mastercard2.5%•
Switch Cashback Credit Card2.34%↓

APR

ADIB Visa Cashback Card45.63% APR↑
365 Cashback Credit Card44.28% APR•
SIB Smiles World Mastercard29.88% APR↓
Switch Cashback Credit Card44.28% APR•

Cash Advance Fee

ADIB Visa Cashback CardNot listed
365 Cashback Credit CardNot listed
SIB Smiles World MastercardAED 3.15•
Switch Cashback Credit CardAED 3.15•

Cashback and rewards

Cashback details

ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
•
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
SIB Smiles World Mastercard
  • The SIB Visa Infinite Covered Card provides premium benefits including 10% cashback, airport lounge access, rewards program, and coverage benefits.
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
•

Rewards

ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
SIB Smiles World Mastercard
  • 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
  • 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
  • 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
  • 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
  • Cashback
  • Miles
  • Lounge
  • Groceries
↑
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
↓

Headline cashback

ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
↓
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
•
SIB Smiles World Mastercard
  • The SIB Visa Infinite Covered Card provides premium benefits including 10% cashback, airport lounge access, rewards program, and coverage benefits.
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
↑

Reward Rate

ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
SIB Smiles World Mastercard
  • 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
  • 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
  • 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
  • 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
  • Cashback
  • Miles
  • Lounge
  • Groceries
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining

Welcome Bonus

ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
SIB Smiles World Mastercard
  • 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
  • 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
  • 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
  • 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
  • Cashback
  • Miles
  • Lounge
  • Groceries
↑
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
↓

Travel

Airport Lounge Access

ADIB Visa Cashback Cardmentioned
365 Cashback Credit CardNot listed
SIB Smiles World MastercardNot listed
Switch Cashback Credit Cardmentioned

Card Network

ADIB Visa Cashback CardVisa
365 Cashback Credit CardVisa
SIB Smiles World MastercardMastercard
Switch Cashback Credit CardVisa

Card type

Sharia Compliant

ADIB Visa Cashback CardYes
365 Cashback Credit CardNo
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardYes

Islamic

ADIB Visa Cashback CardYes
365 Cashback Credit CardNo
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardYes

Other useful facts

Minimum Credit Limit

ADIB Visa Cashback CardNot listed
365 Cashback Credit CardAED 15,000
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed

APR

ADIB Visa Cashback Card45.63%↑
365 Cashback Credit Card44.28%•
SIB Smiles World Mastercard29.88%↓
Switch Cashback Credit Card44.28%•

Monthly purchase rate

ADIB Visa Cashback Card3.75%↑
365 Cashback Credit Card3.69%↓
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed

Movie Benefit

ADIB Visa Cashback CardNot listed
365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service

Minimum Balance

ADIB Visa Cashback Card4
365 Cashback Credit CardNot listed
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed

Account Opening Fee

ADIB Visa Cashback CardFree for Wasel Accountholders
365 Cashback Credit CardNot listed
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed

Expected Profit Rate Q S A

ADIB Visa Cashback Card6.5%
365 Cashback Credit CardNot listed
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed

Expected Profit Rate D P A

ADIB Visa Cashback Card5.5%
365 Cashback Credit CardNot listed
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field ADIB Visa Cashback Card card imageADIB Visa Cashback CardAbu Dhabi Islamic Bank365 Cashback Credit Card card image365 Cashback Credit CardAbu Dhabi Commercial BankSIB Smiles World Mastercard card imageSIB Smiles World MastercardSharjah Islamic BankSwitch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates Islamic
Rewards
Reward details
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
  • 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
  • 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
  • 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
  • Cashback
  • Miles
  • Lounge
  • Groceries
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
Eligibility
Minimum Salary AED 5,000↓AED 8,000•AED 5,000↓AED 10,000↑
Salary Transfer Required Not listedNoNot listedNot listed
Required Documents
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
Not listed
  • Application form
  • Passport and Emirates ID copy
  • Valid residence visa for expatriates
  • Proof of income
  • Bank statement
  • Valid trade license for self-employed applicants
  • Memorandum of association / partnership agreement / power of attorney where applicable
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements
Fees and rates
Annual Fee AED 99↓FreeAED 525↑AED 313.95•
First Year Annual Fee Not listedAED 0•Not listedAED 0•
Foreign Transaction Fee Not listed2.99%↑2.5%•2.34%↓
APR 45.63% APR↑44.28% APR•29.88% APR↓44.28% APR•
Cash Advance Fee Not listedNot listedAED 3.15•AED 3.15•
Cashback and rewards
Cashback details
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
•
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
  • The SIB Visa Infinite Covered Card provides premium benefits including 10% cashback, airport lounge access, rewards program, and coverage benefits.
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
•
Rewards
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
  • 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
  • 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
  • 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
  • Cashback
  • Miles
  • Lounge
  • Groceries
↑
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
↓
Headline cashback
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
↓
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
•
  • The SIB Visa Infinite Covered Card provides premium benefits including 10% cashback, airport lounge access, rewards program, and coverage benefits.
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
↑
Reward Rate
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
  • 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
  • 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
  • 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
  • Cashback
  • Miles
  • Lounge
  • Groceries
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
Welcome Bonus
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
  • 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
  • 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
  • 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
  • Cashback
  • Miles
  • Lounge
  • Groceries
↑
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
↓
Travel
Airport Lounge Access mentionedNot listedNot listedmentioned
Card Network VisaVisaMastercardVisa
Card type
Sharia Compliant YesNoNot listedYes
Islamic YesNoNot listedYes
Other useful facts
Minimum Credit Limit Not listedAED 15,000Not listedNot listed
APR 45.63%↑44.28%•29.88%↓44.28%•
Monthly purchase rate 3.75%↑3.69%↓Not listedNot listed
Movie Benefit Not listedBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemasNot listedEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
Minimum Balance 4Not listedNot listedNot listed
Account Opening Fee Free for Wasel AccountholdersNot listedNot listedNot listed
Expected Profit Rate Q S A 6.5%Not listedNot listedNot listed
Expected Profit Rate D P A 5.5%Not listedNot listedNot listed

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashback*RewardsNetwork Details
ADIB Visa Cashback Card product image ADIB Visa Cashback CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 99AED 5,00045.63% APR
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Cashback iconMiles iconLounge iconDining iconGroceries iconFuel iconTravel iconIslamic iconVisa Details
365 Cashback Credit Card product image 365 Cashback Credit CardCashback · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 8,00044.28% APR
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
Cashback iconLounge iconDining iconGroceries iconFuel iconTravel iconCinema iconIslamic iconVisa Details
SIB Smiles World Mastercard product image SIB Smiles World MastercardCashback · Miles · Lounge Sharjah Islamic Bank AED 525AED 5,00029.88% APR
  • The SIB Visa Infinite Covered Card provides premium benefits including 10% cashback, airport lounge access, rewards program, and coverage benefits.
Cashback iconMiles iconLounge iconGroceries iconTravel iconIslamic iconMastercard Details
Switch Cashback Credit Card product image Switch Cashback Credit CardCashback · Lounge · Dining Emirates Islamic AED 313.95AED 10,00044.28% APR
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Cashback iconLounge iconDining iconGroceries iconFuel iconTravel iconCinema iconLow fee iconVisa Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.

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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.