Abu Dhabi Commercial Bank
365 Cashback Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- 6%
Card comparison
365 Cashback Credit Card vs Switch Cashback Credit Card vs ADIB Visa Cashback Card vs Platinum Credit Card
Compare 365 Cashback Credit Card from Abu Dhabi Commercial Bank, Switch Cashback Credit Card from Emirates Islamic, ADIB Visa Cashback Card from Abu Dhabi…
Abu Dhabi Commercial Bank
365 Cashback Credit Card
Emirates Islamic
Switch Cashback Credit Card
- Salary
- AED 10,000
- Fee
- AED 313.95
- Reward
- Up to 8%
Abu Dhabi Islamic Bank
ADIB Visa Cashback Card
- Salary
- AED 5,000
- Fee
- AED 99
- Reward
- 4% on eligible daily-spend categories
Aafaq Islamic Finance
Platinum Credit Card
- Salary
- AED 8,000
- Fee
- AED 0
- Reward
- Not listed
Side by side
Compare key facts
365 Cashback Credit CardAbu Dhabi Commercial BankSwitch Cashback Credit CardEmirates IslamicADIB Visa Cashback CardAbu Dhabi Islamic BankPlatinum Credit CardAafaq Islamic Finance
Rewards
Reward details
365 Cashback Credit Card
Cashback- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
ADIB Visa Cashback Card
- 4% cashback on supermarket and grocery spends, maximum AED 300 per month
- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback
- Miles
- Lounge
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Eligibility
Minimum Salary
365 Cashback Credit CardAED 8,000•
Switch Cashback Credit CardAED 10,000↑
ADIB Visa Cashback CardAED 5,000↓
Platinum Credit CardAED 8,000•
Salary Transfer Required
365 Cashback Credit CardNo
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed
Required Documents
365 Cashback Credit CardNot listed
Switch Cashback Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID- Salary Certificate - Proof of income - Latest salary certificate or proof of income
- Bank Statements - Proof of financial stability - Latest 3 months bank statements
ADIB Visa Cashback Card
- Original and copy of valid passport
- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
- Salary certificate from current employer (not more than 30 days old)
Platinum Credit Card
- Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
- Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
Fees and rates
Annual Fee
365 Cashback Credit CardFree
Switch Cashback Credit CardAED 313.95↑
ADIB Visa Cashback CardAED 99•
Platinum Credit CardAED 0↓
First Year Annual Fee
365 Cashback Credit CardAED 0•
Switch Cashback Credit CardAED 0•
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed
Foreign Transaction Fee
365 Cashback Credit Card2.99%↑
Switch Cashback Credit Card2.34%↓
ADIB Visa Cashback CardNot listed
Platinum Credit Card2.5%•
APR
365 Cashback Credit Card44.28% APR↓
Switch Cashback Credit Card44.28% APR↓
ADIB Visa Cashback Card45.63% APR•
Platinum Credit Card47.88% APR↑
Cash Advance Fee
365 Cashback Credit CardNot listed
Switch Cashback Credit CardAED 3.15↓
ADIB Visa Cashback CardNot listed
Platinum Credit CardAED 150↑
Late Payment Fee
365 Cashback Credit CardNot listed
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardAED 230
Cashback and rewards
Cashback details
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
ADIB Visa Cashback Card
- 4% cashback on supermarket and grocery spends, maximum AED 300 per month
- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Rewards
365 Cashback Credit Card
Cashback- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
ADIB Visa Cashback Card
- 4% cashback on supermarket and grocery spends, maximum AED 300 per month
- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback
- Miles
- Lounge
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Headline cashback
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
ADIB Visa Cashback Card
- 4% cashback on supermarket and grocery spends, maximum AED 300 per month
- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Welcome Bonus
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
ADIB Visa Cashback Card
- 4% cashback on supermarket and grocery spends, maximum AED 300 per month
- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback
- Miles
- Lounge
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Travel
Airport Lounge Access
365 Cashback Credit CardNot listed
Switch Cashback Credit Cardmentioned
ADIB Visa Cashback Cardmentioned
Platinum Credit CardYes
Valet Parking
365 Cashback Credit CardNot listed
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardYes
Card Network
365 Cashback Credit CardVisa
Switch Cashback Credit CardVisa
ADIB Visa Cashback CardVisa
Platinum Credit CardMastercard
Card type
Sharia Compliant
365 Cashback Credit CardNo
Switch Cashback Credit CardYes
ADIB Visa Cashback CardYes
Platinum Credit CardYes
Islamic
365 Cashback Credit CardNo
Switch Cashback Credit CardYes
ADIB Visa Cashback CardYes
Platinum Credit CardNot listed
Other useful facts
Minimum Credit Limit
365 Cashback Credit CardAED 15,000
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed
APR
365 Cashback Credit Card44.28%↓
Switch Cashback Credit Card44.28%↓
ADIB Visa Cashback Card45.63%•
Platinum Credit Card47.88%↑
Monthly purchase rate
365 Cashback Credit Card3.69%↓
Switch Cashback Credit CardNot listed
ADIB Visa Cashback Card3.75%•
Platinum Credit Card3.99%↑
Movie Benefit
365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed
Minimum Payment
365 Cashback Credit Card5% or AED 100, whichever is higher
Switch Cashback Credit Card5% of closing balance outstanding or AED 100, whichever is higher
ADIB Visa Cashback CardInstalment amount + 5% of present balance, minimum AED 100
Platinum Credit Card5% of monthly balance, minimum AED 100
Monthly card finance rate
365 Cashback Credit Card3.69%•
Switch Cashback Credit CardNot listed
ADIB Visa Cashback Card0.99%↓
Platinum Credit Card3.99%↑
Credit Limit
365 Cashback Credit CardAED 3,000
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed
Cash Advance Rate
365 Cashback Credit Card3.69%
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | 365 Cashback Credit CardAbu Dhabi Commercial Bank | Switch Cashback Credit CardEmirates Islamic | ADIB Visa Cashback CardAbu Dhabi Islamic Bank | Platinum Credit CardAafaq Islamic Finance |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 8,000• | AED 10,000↑ | AED 5,000↓ | AED 8,000• |
| Salary Transfer Required | No | Not listed | Not listed | Not listed |
| Required Documents | Not listed |
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| Fees and rates | ||||
| Annual Fee | Free | AED 313.95↑ | AED 99• | AED 0↓ |
| First Year Annual Fee | AED 0• | AED 0• | Not listed | Not listed |
| Foreign Transaction Fee | 2.99%↑ | 2.34%↓ | Not listed | 2.5%• |
| APR | 44.28% APR↓ | 44.28% APR↓ | 45.63% APR• | 47.88% APR↑ |
| Cash Advance Fee | Not listed | AED 3.15↓ | Not listed | AED 150↑ |
| Late Payment Fee | Not listed | Not listed | Not listed | AED 230 |
| Cashback and rewards | ||||
| Cashback details |
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| Rewards |
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| Headline cashback |
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| Welcome Bonus |
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| Travel | ||||
| Airport Lounge Access | Not listed | mentioned | mentioned | Yes |
| Valet Parking | Not listed | Not listed | Not listed | Yes |
| Card Network | Visa | Visa | Visa | Mastercard |
| Card type | ||||
| Sharia Compliant | No | Yes | Yes | Yes |
| Islamic | No | Yes | Yes | Not listed |
| Other useful facts | ||||
| Minimum Credit Limit | AED 15,000 | Not listed | Not listed | Not listed |
| APR | 44.28%↓ | 44.28%↓ | 45.63%• | 47.88%↑ |
| Monthly purchase rate | 3.69%↓ | Not listed | 3.75%• | 3.99%↑ |
| Movie Benefit | Buy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas | Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service | Not listed | Not listed |
| Minimum Payment | 5% or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher | Instalment amount + 5% of present balance, minimum AED 100 | 5% of monthly balance, minimum AED 100 |
| Monthly card finance rate | 3.69%• | Not listed | 0.99%↓ | 3.99%↑ |
| Credit Limit | AED 3,000 | Not listed | Not listed | Not listed |
| Cash Advance Rate | 3.69% | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback* | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
365 Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 44.28% APR |
|        | Visa | Details | |
Switch Cashback Credit CardCashback · Lounge · Dining
|
Emirates Islamic | AED 313.95 | AED 10,000 | 44.28% APR |
|  | Visa | Details | |
ADIB Visa Cashback CardCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | AED 99 | AED 5,000 | 45.63% APR |
|  | Visa | Details | |
Platinum Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 0 | AED 8,000 | 47.88% APR |
| | Mastercard | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.