Aafaq Islamic Finance
World Elite Credit Card
- Salary
- AED 20,000
- Fee
- AED 1,000
- Reward
- 1%
Card comparison
World Elite Credit Card vs Amazon Platinum Covered Card vs Amazon World Covered Card vs RTA Covered Card
Compare World Elite Credit Card from Aafaq Islamic Finance, Amazon Platinum Covered Card from Emirates Islamic, Amazon World Covered Card from Emirates…
Aafaq Islamic Finance
World Elite Credit Card
Emirates Islamic
Amazon Platinum Covered Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- Up to 6%
Emirates Islamic
Amazon World Covered Card
- Salary
- AED 15,000
- Fee
- AED 0
- Reward
- Up to 6%
Emirates Islamic
RTA Covered Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- Up to 10%
Side by side
Compare key facts
World Elite Credit CardAafaq Islamic FinanceAmazon Platinum Covered CardEmirates IslamicAmazon World Covered CardEmirates IslamicRTA Covered CardEmirates Islamic
Rewards
Reward details
World Elite Credit Card
Cashback - 1% - cashback rate of 1%- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Amazon World Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
RTA Covered Card
- 10% cashback on fuel spends
- 10% cashback on RTA transport payments
- Up to 2.25% cashback on international spends
- Up to 1.25% cashback on all other spends
- Cashback
- Fuel
- Travel
- Cinema
Eligibility
Minimum Salary
World Elite Credit CardAED 20,000↑
Amazon Platinum Covered CardAED 5,000↓
Amazon World Covered CardAED 15,000•
RTA Covered CardAED 5,000↓
Required Documents
World Elite Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID- Salary Certificate or Bank Statements - Proof of income - Latest salary certificate or bank statements
- Passport - Proof of residence - Valid passport
Amazon Platinum Covered Card
- Valid Emirates ID - Mandatory - A valid Emirates ID is required
- Salary Certificate - Mandatory - Latest salary certificate or proof of income
- Passport Copy - Mandatory - Copy of passport
- Bank Statements - Last 3 months - Latest 3 months bank statements
Amazon World Covered Card
- Valid Emirates ID - Mandatory - A valid Emirates ID
- Proof of Income - Salary certificate or bank statements - Latest 3 months bank statements or salary certificate
RTA Covered CardNot listed
Fees and rates
Annual Fee
World Elite Credit CardAED 1,000↑
Amazon Platinum Covered CardAED 0↓
Amazon World Covered CardAED 0↓
RTA Covered CardAED 0↓
First Year Annual Fee
World Elite Credit CardAED 0•
Amazon Platinum Covered CardAED 0•
Amazon World Covered CardAED 0•
RTA Covered CardAED 0•
Foreign Transaction Fee
World Elite Credit Card2.5%↑
Amazon Platinum Covered Card2.34%↓
Amazon World Covered Card2.34%↓
RTA Covered Card2.34%↓
APR
World Elite Credit Card47.88% APR↑
Amazon Platinum Covered Card44.28% APR↓
Amazon World Covered Card44.28% APR↓
RTA Covered Card44.28% APR↓
Cash Advance Fee
World Elite Credit CardAED 150↑
Amazon Platinum Covered CardAED 3.15↓
Amazon World Covered CardAED 3.15↓
RTA Covered CardAED 3.15↓
Late Payment Fee
World Elite Credit CardAED 230
Amazon Platinum Covered CardNot listed
Amazon World Covered CardNot listed
RTA Covered CardNot listed
Cashback and rewards
Cashback details
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
Amazon Platinum Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- Lower-entry Amazon cashback card with cinema and lounge benefits.
- The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
- Up to Up to 6%
Amazon World Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- Amazon-focused cashback card with lounge access and cinema perks.
- The Emirates Islamic Amazon World Covered Card offers unlimited cashback, up to AED 500 welcome bonus, no annual fee, worldwide airport lounge access, and various lifestyle benefits including discounts and complimentary tickets.
- Up to Up to 6%
RTA Covered Card
- 10% cashback on fuel spends
- 10% cashback on RTA transport payments
- Up to 2.25% cashback on international spends
- Up to 1.25% cashback on all other spends
- Cashback
- Drive smarter with cashback on every journey.
Rewards
World Elite Credit Card
Cashback - 1% - cashback rate of 1%- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Amazon World Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
RTA Covered Card
- 10% cashback on fuel spends
- 10% cashback on RTA transport payments
- Up to 2.25% cashback on international spends
- Up to 1.25% cashback on all other spends
- Cashback
- Fuel
- Travel
- Cinema
Headline cashback
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
Amazon Platinum Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- Lower-entry Amazon cashback card with cinema and lounge benefits.
- The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
- Up to Up to 6%
Amazon World Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- Amazon-focused cashback card with lounge access and cinema perks.
- The Emirates Islamic Amazon World Covered Card offers unlimited cashback, up to AED 500 welcome bonus, no annual fee, worldwide airport lounge access, and various lifestyle benefits including discounts and complimentary tickets.
- Up to Up to 6%
RTA Covered Card
- 10% cashback on fuel spends
- 10% cashback on RTA transport payments
- Up to 2.25% cashback on international spends
- Up to 1.25% cashback on all other spends
- Cashback
- Drive smarter with cashback on every journey.
Welcome Bonus
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Amazon World Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
RTA Covered Card
- 10% cashback on fuel spends
- 10% cashback on RTA transport payments
- Up to 2.25% cashback on international spends
- Up to 1.25% cashback on all other spends
- Cashback
- Fuel
- Travel
- Cinema
Travel
Airport Lounge Access
World Elite Credit CardYes
Amazon Platinum Covered Card4 complimentary visits worldwide↓
Amazon World Covered Card8 complimentary visits worldwide↑
RTA Covered Cardmentioned
Valet Parking
World Elite Credit CardYes
Amazon Platinum Covered CardNot listed
Amazon World Covered CardNot listed
RTA Covered CardNot listed
Card Network
World Elite Credit CardMastercard
Amazon Platinum Covered CardMastercard
Amazon World Covered CardMastercard
RTA Covered CardVisa
Card type
Sharia Compliant
World Elite Credit CardYes
Amazon Platinum Covered CardYes
Amazon World Covered CardYes
RTA Covered CardYes
Islamic
World Elite Credit CardNot listed
Amazon Platinum Covered CardYes
Amazon World Covered CardYes
RTA Covered CardYes
Other useful facts
APR
World Elite Credit Card47.88%↑
Amazon Platinum Covered Card44.28%↓
Amazon World Covered Card44.28%↓
RTA Covered Card44.28%↓
Monthly purchase rate
World Elite Credit Card3.99%
Amazon Platinum Covered CardNot listed
Amazon World Covered CardNot listed
RTA Covered CardNot listed
Movie Benefit
World Elite Credit CardNot listed
Amazon Platinum Covered CardUp to 2 "Buy 1 Get 1" complimentary movie tickets every month
Amazon World Covered CardUp to 2 "Buy 1 Get 1" complimentary movie tickets every month
RTA Covered CardMovie Offers
Minimum Payment
World Elite Credit Card5% of monthly balance, minimum AED 100
Amazon Platinum Covered Card5% of closing balance outstanding or AED 100, whichever is higher
Amazon World Covered Card5% of closing balance outstanding or AED 100, whichever is higher
RTA Covered Card5% of closing balance outstanding or AED 100, whichever is higher
Valet Parking Limit
World Elite Credit CardUp to 6 times/month
Amazon Platinum Covered CardNot listed
Amazon World Covered CardNot listed
RTA Covered CardNot listed
Minimum Monthly Spend
World Elite Credit CardAED 8,000
Amazon Platinum Covered CardNot listed
Amazon World Covered CardNot listed
RTA Covered CardNot listed
Cashback
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
Amazon Platinum Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- Lower-entry Amazon cashback card with cinema and lounge benefits.
- The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
- Up to Up to 6%
Amazon World Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- Amazon-focused cashback card with lounge access and cinema perks.
- The Emirates Islamic Amazon World Covered Card offers unlimited cashback, up to AED 500 welcome bonus, no annual fee, worldwide airport lounge access, and various lifestyle benefits including discounts and complimentary tickets.
- Up to Up to 6%
RTA Covered Card
- 10% cashback on fuel spends
- 10% cashback on RTA transport payments
- Up to 2.25% cashback on international spends
- Up to 1.25% cashback on all other spends
- Cashback
- Drive smarter with cashback on every journey.
Annual Fee Waiver
World Elite Credit Card2%
Amazon Platinum Covered CardFree annual membership fee
Amazon World Covered CardFree annual membership fee
RTA Covered CardFree annual fee as listed in the KFS
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | World Elite Credit CardAafaq Islamic Finance | Amazon Platinum Covered CardEmirates Islamic | Amazon World Covered CardEmirates Islamic | RTA Covered CardEmirates Islamic |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 20,000↑ | AED 5,000↓ | AED 15,000• | AED 5,000↓ |
| Required Documents |
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| Not listed |
| Fees and rates | ||||
| Annual Fee | AED 1,000↑ | AED 0↓ | AED 0↓ | AED 0↓ |
| First Year Annual Fee | AED 0• | AED 0• | AED 0• | AED 0• |
| Foreign Transaction Fee | 2.5%↑ | 2.34%↓ | 2.34%↓ | 2.34%↓ |
| APR | 47.88% APR↑ | 44.28% APR↓ | 44.28% APR↓ | 44.28% APR↓ |
| Cash Advance Fee | AED 150↑ | AED 3.15↓ | AED 3.15↓ | AED 3.15↓ |
| Late Payment Fee | AED 230 | Not listed | Not listed | Not listed |
| Cashback and rewards | ||||
| Cashback details |
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| Rewards |
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| Headline cashback |
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| Welcome Bonus |
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| Travel | ||||
| Airport Lounge Access | Yes | 4 complimentary visits worldwide↓ | 8 complimentary visits worldwide↑ | mentioned |
| Valet Parking | Yes | Not listed | Not listed | Not listed |
| Card Network | Mastercard | Mastercard | Mastercard | Visa |
| Card type | ||||
| Sharia Compliant | Yes | Yes | Yes | Yes |
| Islamic | Not listed | Yes | Yes | Yes |
| Other useful facts | ||||
| APR | 47.88%↑ | 44.28%↓ | 44.28%↓ | 44.28%↓ |
| Monthly purchase rate | 3.99% | Not listed | Not listed | Not listed |
| Movie Benefit | Not listed | Up to 2 "Buy 1 Get 1" complimentary movie tickets every month | Up to 2 "Buy 1 Get 1" complimentary movie tickets every month | Movie Offers |
| Minimum Payment | 5% of monthly balance, minimum AED 100 | 5% of closing balance outstanding or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher |
| Valet Parking Limit | Up to 6 times/month | Not listed | Not listed | Not listed |
| Minimum Monthly Spend | AED 8,000 | Not listed | Not listed | Not listed |
| Cashback |
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| Annual Fee Waiver | 2% | Free annual membership fee | Free annual membership fee | Free annual fee as listed in the KFS |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback* | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
World Elite Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 1,000 | AED 20,000 | 47.88% APR |
|      | Mastercard | Details | |
Amazon Platinum Covered CardCashback · Lounge · Travel
|
Emirates Islamic | AED 0 | AED 5,000 | 44.28% APR |
|  | Mastercard | Details | |
Amazon World Covered CardCashback · Lounge · Travel
|
Emirates Islamic | AED 0 | AED 15,000 | 44.28% APR |
| | Mastercard | Details | |
RTA Covered CardCashback · Fuel · Travel
|
Emirates Islamic | AED 0 | AED 5,000 | 44.28% APR |
|  | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.